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Are you a parent missing out on £27 a week? Here’s how to check

Missed Child Benefit Payments? A Simple Step Could Add £27 Weekly

Are you a parent missing out – Many parents may be unaware they could be entitled to an additional £27 per week through a government benefit. This financial support, known as child benefit, is designed to assist with the costs of raising children. For the first child, the weekly rate is £27.05, while subsequent children receive £17.90 weekly. However, data from HM Revenue and Customs (HMRC) indicates that nearly a third of eligible parents fail to claim this benefit before their child’s first birthday.

Why Parents Miss Out

Government statistics reveal that almost a third of parents with children entitled to child benefit fail to apply within the first year of their child’s life. This delay means payments can only be adjusted retroactively for three months, potentially leaving families with hundreds of pounds in unclaimed funds during the chaotic early days of parenthood.

“The annual publication of popular baby names could serve as a reminder for parents to complete necessary paperwork.”

HMRC data shows that over 6.8 million parents received child benefit in the year ending August 2025. Yet, only 69% of these families claimed the support within the first year, suggesting thousands remain unaware of their entitlement. To qualify, one parent must submit a claim, which also grants National Insurance credits toward their state pension.

Eligibility and Application Process

To apply, you’ll need your child’s birth or adoption certificate, bank details, and the National Insurance numbers for you and your partner. Claims can be made as early as 48 hours after the baby’s birth is registered, but backdating is limited to three months from the date HMRC receives the application.

The High Income Child Benefit Charge affects families where one parent earns over £60,000 annually. Payments decrease as income rises, ceasing entirely when earnings surpass £80,000. This policy may explain why some parents choose not to claim, even when eligible.

Baby Name Trends and Parenting Milestones

According to the Office for National Statistics, 585,396 babies were born in England and Wales last year. In 2025, Olivia remained the top name for girls for a decade, while Muhammad secured the boys’ name title for the third consecutive year. Scotland saw Freya overtake Olivia as the most popular name for girls, with Noah retaining the boys’ top spot.

These name rankings highlight how official records can prompt parents to revisit their responsibilities. Missing out on child benefit is a common oversight, but timely action ensures families secure the financial support they are due.

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